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Labor Day weekend is quickly approaching and for many that will mean end of summer celebrations. A last family get together boating, grilling and enjoying the summer weather before Fall approaches. Whatever activity you choose, Schoen Insurance Agency, Inc. asks that you please keep the following safety tips in mind. Driving If you will be traveling on the roadways Labor Day weekend, keep in mind the traffic will be heavy. Water Activities Obey all posted boating laws. Do not operate a watercraft under the influence of alcohol. Have Personal Flotation Devices (PFDs) available for everyone on-board. Have someone on board who knows how to properly operate all watercraft functions. Use plenty of sunscreen, avoid all day sun exposure and drink plenty of fluids. Make sure you have all watercrafts and equipment properly insured. Complete a routine check of all watercraft to ensure it is working properly. Keep a first aid kit on board. Grilling Clean your grill after every use. Use utensils with long handles. Only light a propane grill with the built-in electronic lighter, fireplace matches, or a fireplace lighter. Keep a fire extinguisher handy for flare-ups. Always turn off the propane tank when not in use. Have a first aid kit nearby at all times. Have a safe and enjoyable Labor Day weekend! Source: armymwr.com
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Talking on a handheld cellular device while driving has been banned in 11 states, and texting on one has been banned in 41-for good reason! Common sense says that conducting a phone conversation or looking down at a phone to compose a text message while driving is a dangerous distraction. Many drivers, even those who live in states where talking or texting on a cell phone while driving is perfectly legal, have opted to use hands-free devices because they seem so much safer.
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Who doesn’t love a vacation? At Schoen Insurance Agency, Inc., we have the Travel Insurance you need to feel protected on your trip. While planning that well need getaway, do not forget to insure the unpredictable.Through unanticipated travel delays, bad weather, lost luggage and medical emergencies in foreign countries, Schoen Insurance Agency, Inc. in Highland, MI 48357 can have you feeling worry free from the time to purchase your flight to the time you get home safely.
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For most of the children in the Michigan, the end of August means those lazy dog days of summer are coming to a close, and those books and desks are what will be opening up next. For parents, the back-to-school season is a great time of year to look over insurance policies, and make sure they are up to date. Here are some insurance situations to consider as the kiddos hit the books.
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So many Michigan businesses rely on computers and the Internet in order to function optimally. But just as being connected to the web can have a beneficial effect on your business, so can it also have a detrimental one.
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Home sweet home is an obvious place to give a good scrubbing once springtime in Michigan arrives. It's time to wipe the grime out of every nook and cranny, wash the carpets and curtains, and pack away the space heaters and down blankets.
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In many parts of the country, water abounds as winter winds down. Melting snow and rain seem to make the whole world a watery place. Slushy, icy environments are common, making roads hazardous and driving a dangerous proposition. But too much water can even create problems in what seems like the safest of all places: home. When the quantity of water in and around your home is too much for your water removal systems to deal with, you have what is known as water back up.
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In February, a meteor-now known as the Chelyabinsk projectile-exploded over the Russian city of Chelyabinsk and the surrounding Ural region as it zoomed toward Earth. More than a thousand people were hurt by flying, broken glass. The meteor shattered countless windows, set off car alarms, and blew off doors. The energy of the blast was 40 times as powerful as the Hiroshima bomb! Though the whole thing happened in seconds-climaxing with a flash of blindingly bright light at the moment of impact-the effects of the incident were widespread. Footage of this event is readily visible online; check out the breathtaking-and terrifying-clips in this You Tube film:
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With summer comes an intoxicating sense of freedom and fun-one to which grownups are not immune. Even those of us in the Michigan who will continue with our usual 9-5 routines can't help but feel somewhat swept up in the magic of summer and all that it entails: the hot days, the shorts and sandals, the ample sunlight, and the barbecues. But summer also ushers in a new set of safety hazards that aren't as significant during the cooler seasons. With warm weather and even slight lifestyle changes come new threats to your personal safety. Be aware of the following summer safety hazards, and make sure you have a health insurance plan in place that will help to keep you healthy and financially secure in the event of an unexpected summer mishap.
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Summer can benefit Michigan small business owners in a multitude of ways: businesses located in popular vacation destinations typically see a significant increase in revenues; warm weather and longer days improve moods, making people a bit more free and easy with their money, which means sales tend to be healthy in the summer months; and, because kids are out of school and life seems to slow down from its usually hectic pace, many consumers make purchases in the summer that they put off during the rest of the year. Another reason summer can benefit small business owners is the increased availability of cheap or free labor in the form of interns! High-school and college students on break from classes are eager to gain experience in the workforce, particularly in positions that connect to their chosen career paths. It's smart to take advantage of their willingness to learn and help. Ideally, internships are mutually beneficial. Here's some tips to help you have positive experiences with summer interns:
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