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First let's tackle the question of whether you need a separate insurance policy for your boat at all. If your boat is small and has limited or no power, the chances are that your homeowner insurance policy will afford you all the protection you need, although you may need to modify, or endorse, your homeowner policy.
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No matter what your personal feelings may be about social media, maybe you love it and use it frequently to stay in touch with old friends while connecting with new ones, or perhaps you see it as a waste of time and an infringement on your privacy as a business owner, you should utilize it. To fail to do so is a slight to your business and a limit to its potential.
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Which do you think is a more bacteria laden surface-a toilet seat or a smartphone? Surprisingly enough, in many cases, it's the latter. Recent research has revealed that smartphones can harbor a surprising amount of bacteria.
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For a long time, most devoted exercisers have adhered to the rule that a sustained stretch of aerobic exercise-one that kept your heart pounding for at least 10 minutes-was what garnered the desired results: a healthy weight and a fit body, not to mention less money shelled out on health insurance co-payments!
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As a small business owner in Michigan, you've likely invested significant time, imagination, and money into getting your enterprise off the ground. Sure, maybe you're not a big company with dozens of employees and stockholders. Maybe, in fact, you're the only employee. But you still have plenty to lose, and after all your efforts, it would be awful to suffer the financial and emotional blow of being sued by a patron or client. This is why liability insurance is so crucial, even for the littlest of businesses.
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With school starting at Huron Valley Schools, it's easy to forget that summer lingers well into late September, and the weather remains warm enough in Milford and Highland for most of us to continue enjoying our yards. The nights, however, are cooler than they've been in months, making those wonderful outdoor fire pits more appropriate than ever. What's more pleasant than sitting outside with friends and family, some good food and drink, and maybe even or guitar or two around a warm, flickering fire?
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In Michigan, the change of the seasons can be dreadful.This means going from a beautiful summer day to a bitter cold winter in a matter of a week.It doesn’t take long to change the seasons, so you need to prepare before it hits you. It is time to start thinking about storing that boat, jetski and motorcycle.Have you thought about your insurance needs while your toys are in storage?Schoen Insurance Agency, Inc. can help you get the perfect coverage while your summer toys hibernate for the winter.
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Get a quote for Commercial General Liability
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Part of what makes our iPhones, Androids, and the like so convenient is their diminutive size. They fit easily into pockets and purses and are extremely portable. The undesirable flip side to their petite stature, however, is how easily they can be left behind and lost, not to mention stolen. Before notifying your insurance company about a lost or stolen device, however, you can try tracking it down.Taking these steps before hand will make finding a lost or stolen phone easier, whether you are in Milford, Highland, or anywhere else in the world.
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