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About Schoen Insurance Agency

Over 120 Years of Combined Experience!

Schoen Insurance Agency is a full service Independent insurance agency. We represent some of the best companies in the industry such as AAA, Citizens, Progressive, Liberty Mutual Insurance , Grange, and Foremost. Through these partnerships, we can provide coverage for numerous specialty needs, both personal and business in nature. In addition, we provide complete retirement consultation and planning through a vast number of resources, accompanied by the personal direction of our agency retirement specialist. So, whether you need coverage for your auto, your home, your business, your life, or your retirement, we can help. Our purpose is to evaluate your needs and provide the protection necessary to cover them. We would very much appreciate the opportunity to service both your insurance and retirements needs, and look forward to working with you!

Why Choose Schoen Insurance Agency?

✓ Independent & Unbiased: Because we are an independent agency, our loyalty is to you, not a specific insurance company. We shop the market on your behalf, partnering with top-rated insurance companies to secure the exact coverage you need.

✓ Unmatched Expertise: With over 120 years of combined industry experience, our team has the deep knowledge required to navigate everything from basic personal policies to complex commercial risk.

✓ A Full-Service Approach: Whether you need to protect your family vehicle, your dream home, your business liability, or your life, we provide all your coverage solutions under one roof.

✓ Dedicated Retirement Planning: Beyond traditional insurance, we offer complete retirement consultation. You will receive personalized direction from our agency's retirement specialist, backed by a vast network of financial resources.

Outline of Michigan

Frequently Asked Questions

What is an independent insurance agency?

Unlike a captive agent who represents a single insurance company, an independent agency like Schoen Insurance Agency works with multiple top-rated carriers. That means we can shop the market on your behalf and find the coverage that best fits your needs and budget — not just what one company offers.

How long has Schoen Insurance Agency been in business?

Our team brings over 120 years of combined insurance experience to the table. That depth of knowledge allows us to handle everything from straightforward personal policies to complex commercial risk with confidence.

Which insurance companies do you work with?

We partner with several highly regarded carriers, including Citizens, Progressive, Liberty Mutual, Grange, and Foremost. These partnerships give us access to a wide range of coverage options so we can match you with the right fit.

Where do you serve clients?

Located in Highland, Michigan, we serve individuals, families, and businesses throughout the entire state of Michigan. Whether you're across town or across the state, you can reach us by phone at (248) 782-8396 or through our website anytime.

What types of insurance does Schoen Insurance Agency offer?

We provide a full range of personal and commercial coverage, including auto, home, business liability, life insurance, and specialty policies. If you need it, chances are we can find the right coverage for it.

Do you offer retirement planning in addition to insurance?

Yes. Beyond traditional insurance, we offer complete retirement consultation and planning services. Our agency retirement specialist will work with you personally to evaluate your goals and connect you with the right financial resources for your future.

Can you help with both personal and business insurance needs?

Absolutely. We are a full-service agency, meaning we handle personal coverage like auto and homeowners insurance as well as commercial coverage for businesses of all sizes. You can manage all of your insurance needs through one trusted agency.

How do I get started with Schoen Insurance Agency?

Getting started is easy. Give us a call at (248) 782-8396, or reach out through our website at any time. We'll take the time to understand your situation and recommend the right protection — no pressure, just straightforward guidance.

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Please Note: All Policy Changes & Quote Requests are NOT bound until communicated to you.