Insurance credits

As prices for gas, consumer products and services rise often insurance costs follow the same trend. Insurance premiums for car insurance can vary based on multiple factors. Here are 8 tips to think about when trying to lower your car insurance premium.
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Schoen Insurance Agency, Inc. can help you consider the following six factors when determining an ideal car for your teenage driver.

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We all start the New Year vowing to do better, with our health, our relationships, and of course, our finances. But how do you even begin to make improvements if your financial situation is far less than ideal? And if you're on the right track, how do you keep it going? Here's what you need to know about building and maintaining good credit.

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Sometimes, what appears to be an impenetrably solid roof above your head actually has little openings through which the rain can leak. The same is true of some car insurance and homeowner's insurance policies; they can appear to provide sufficient coverage, but, in the event of an accident of some sort, you may find yourself drowning in debt. To avoid getting soaked by surprising expenses, use an umbrella; umbrella insurance, that is.
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Talking on a handheld cellular device while driving has been banned in 11 states, and texting on one has been banned in 41-for good reason! Common sense says that conducting a phone conversation or looking down at a phone to compose a text message while driving is a dangerous distraction. Many drivers, even those who live in states where talking or texting on a cell phone while driving is perfectly legal, have opted to use hands-free devices because they seem so much safer.
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Who doesn’t love a vacation? At Schoen Insurance Agency, Inc., we have the Travel Insurance you need to feel protected on your trip. While planning that well need getaway, do not forget to insure the unpredictable.Through unanticipated travel delays, bad weather, lost luggage and medical emergencies in foreign countries, Schoen Insurance Agency, Inc. in Highland, MI 48357 can have you feeling worry free from the time to purchase your flight to the time you get home safely.
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6 tips to manage yo ur homeowner premium:
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It is a good idea to take an inventory of your personal possessions, at least annually. Keeping a current inventory benefits you in three ways:
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