Schoen Insurance, an Oakland County Michigan Insurance Agency, can help you consider the following 6 factors when determining an ideal car for your teenage driver. And how to buy insurance for that car
1) Age
A shiny, brand new car? A relic? Shoot for something in between these extremes for safety and premium cost-control purposes. You want something reliable, with safety features, and one that will not be a money pit.
2) Power
A four-cylinder car may not give the "kick" your teen dreams about. But, teens are less likely to lose control of a car with a smaller engine.
3) Size
A four-door sedan is a good choice. Vans, trucks, and SUVs present a handling challenge for a teen, while small compact cars usually don't offer much crash protection.
4) Safety Features
Look for cars with safety equipment, such as anti-lock brakes, electronic stability control, and airbags. Your insurer might even reward you with a safety discount for doing so.
5) Crash Record
Seek cars with safety and crash records, particularly those with a long history. This may give your teen the extra protection needed to avoid a serious injury in an accident.
6) Expense
How To Buy Auto Insurance For Teen Drivers In Michigan
High-end cars tend to offer the most advanced safety equipment, which is good. However, these performance-driven cars encourage a teen's risky driving behavior, which isn't good. Your premiums will reflect the cost to repair these luxury vehicles following an accident. A high-end car means high-end parts and repairs. One accident could burn through your wallet just in repairs.
Consult Your Car Insurance Carrier
Don't be shy about calling Schoen Insurance Agency or asking about good car choices for your teen driver. We have a wealth of experience and data to draw from and will share knowledge with you to help keep your teen safe and your premiums affordable.
