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Car Insurance Oakland County MI

November 2, 2015

Car Insurance Oakland County Mi.

Eligibility

guarantees that automobile insurance will be available to all eligible Michigan citizens.

An eligible person for automobile insurance is a person who is an owner or registrant

of a car registered or to be registered in Michigan or has a valid Michigan driver's license

based on MCL 500.2103. There are circumstances when a company can refuse to insure you.

Insurance Eligibility Points

Insurance companies assign insurance eligibility

points for certain traffic violations.

Insurance eligibility points are not the same

as points on your official driving record.

They are simply a guide to help the company

decide whether you are eligible for automobile

insurance. You can be turned down for

automobile insurance if you have seven or more

eligibility points from violations within the past

three years.

How insurance companies assign

Car Insurance Oakland County Mi.

eligibility points:

Driving more than 15 mph over the speed limit

(careless driving) - four points

Driving 11-15 mph over the speed limit - three

points

Driving 15 mph or fewer over the speed limit

on freeways that used to have a maximum speed

limit of 70 mph - two points

Other moving violations - two points

The first accident in which you are more than

50% at fault - three points

The second and all following accidents in which

you are more than 50% at fault - four points. To Find Out What Rate You Qualify For, Call Schoen Insurance Agency In Oakland County Mi.To Find Out How Much Your

Car Insurance Oakland County Mi.

Will Cost

Disclaimer: The information provided in this blog post is intended for general knowledge and informational purposes only, and does not constitute professional insurance advice. The content is not exhaustive and does not cover all potential situations. It is essential to review your specific insurance policy and discuss your individual circumstances with your insurance agent or broker. We strongly recommend that you consult with a qualified insurance professional to address your insurance needs and questions.

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Please Note: All Policy Changes & Quote Requests are NOT bound until communicated to you.