November marks the final weeks of fall in Highland, Michigan and the introduction of the winter driving season. Coincidentally, November also means the beginning of deer mating season and an increase in car accidents involving cars and deer.
More people behind the wheel and more deer getting busy; when you put it together it all makes sense. As a matter of fact, the number of animal accident insurance claims is roughly 3 times greater in November than in other months.
When deer (or any other critters of the woods) meet the front end of your car, nobody wins. The average deer/car accident could cost you in excess of $3,000. And that's not to mention the emotional cost associated with colliding with Bambi.
Here are a few suggestions for avoiding costly accidents and potentially sparing yourself a few tears in the process.
• Watch for deer crossing signs and remember that deer are most active between dusk and dawn, particularly between 6:00 and 12:00 p.m.
• Buckle up. It's been believed that in fatal animal collisions, 60% of people killed were not wearing seat belts.
• Do not depend on deer whistles. There is no conclusive evidence they work and instead they can provide a false feeling of protection. Try honking your horn instead to alert the deer. (They hate loud noises.)
• Do not swerve or slam on the brakes since you could lose control of the vehicle. Brake safely and securely and steer straight. Even if it is directly at the deer.
Insurance Tip Oakland County, 48357, Highland, accident, car insurance MI, Livingston County, Milford, MI, 48356, 48380, 48381, Brighton, MI
While many people think a deer accident is covered under their automobile collision insurance, it is actually a part of their comprehensive coverage. (Hey, we didn't make the rules at Schoen Insurance Agency, Inc.)
Make sure, especially if you live in an area heavily inhabited with deer (like Oakland County), that your comprehensive coverage is up to par and can cover the potential expenses associated with a collision.
In summary, enjoy the winter holidays, but stay safe on the road and watch out for deer. Spare yourself the unwanted headache of an accident and save a few bucks in the process. (Yes, pun intended.) Call Schoen Insurance Agency, Inc. today and make sure you have the right coverage!
