Disability Insurance (Individual)
Disability Insurance (Individual)
Get a quote for Disability Insurance (Individual)
No one plans to get injured or sick and end up not being able to work. Unfortunately, based on a study by the American Council of Life Insurers, a 35 year old is six times more likely to be disabled than die before they are 65. Disability Insurance can protect your family from the loss of income due to an illness or injury that prevents you from working. Many people have some form of disability insurance through their employer, but it's a good idea to review the exact coverage you have, and whether it is adequate to support your family in the event that you are out of work for an extended period of time. Paying your bills and buying groceries can quickly deplete your savings if an income is lost, even temporarily. The price of disability insurance is based on many things, including your age, occupation, and income, but no matter what it is, a very affordable coverage is essential in protecting your family's lifestyle. The Schoen Agency can help you select the right policy for your needs, whether it's short or long-term disability, and whether it covers only accidents or injuries and sickness. Give us a call today to protect your income and give your family the security they deserve!
Keep in Mind
- 9 out of 10 disabling injuries don't happen at work, which means your employer won't cover lost wages.
- Even a short-term illness or recovery can exhaust your savings as you try to keep up with your bills.
- Disability Insurance can supplement the loss of income to ensure that your expenses are paid.