Business Auto Insurance
Business Auto Insurance
Get a quote for Business Auto Insurance
If your business owns, rents or leases vehicles, you need to have the proper insurance coverage to protect you and your business. Business, or Commercial, Auto insurance will safeguard your assets whether your business uses one vehicle or an entire fleet. A commercial auto policy will look much like a personal auto policy. Bodily Injury, Personal Injury, Collision and Comprehensive are a few of the coverages required or offered. If your company is sued due to the negligence of an employee driving a company vehicle, your Bodily Injury coverage will pay out (up to your policy limits), protecting your assets. Personal Injury protection will pay for medical expenses and lost wages if you, and employee, or a passenger are injured in an auto accident. Some coverages, however, are not the same as a personal auto policy. You can purchase insurance to guard against an employee being found liable while using their own vehicle for business use, or when you need to rent, borrow, or hire a vehicle temporarily for business use. In addition, coverage can be added to address damage done while loading or unloading cargo. Every business has unique needs, and Schoen Insurance Agency can assist you in finding the right commercial auto policy for you, so give us a call today!
Don't Forget:
- If your business uses vehicles it can be held liable for actions that take place while those vehicles are in use.
- You can't always be in the vehicle with your employees- and don't want to lose your assets due to irresponsibility on their part.
- Collision and Comprehensive will cover physical damage done to your company vehicles.
- Even if you have to borrow or rent another vehicle for business use you can get coverage.