flood

Continue Reading...

Flooding causes more property damage than any other weather related event and occurs in all 50 states. You should understand potential flood vulnerabilities you may have at home. The Red Cross or the local planning and zoning department can help you if you are unsure.
Continue Reading...

A few short months ago, many of us, and around the world, quickly learned that we were not prepared for an emergency. And while it didn't turn out to be the type of emergency we thought it was; there was really no need to buy all that toilet paper. It reminded us that we are not invincible, and that we really should have an emergency plan and supplies in place. If you haven't already put together your own emergency plan and supplies, it's not too late. Take the following steps to make sure your family is prepared.

Continue Reading...

The term "catastrophe" brings to mind an event so disastrous, so "out there," that the odds of it happening to us are very, very low. Hail, wildfires, tornadoes, winter and tropical storms and man-made disasters like explosions can all qualify as catastrophic events. Yet none of these normal occurrences (depending on where you live) are covered by a standard home or business owner's insurance policy. Keep reading to find out whether catastrophe insurance makes sense for your home or business:
Continue Reading...

Spring is just around the corner in Michigan. With it will come melting ice and snow, rising waters, and an increased potential for serious water damage due to flooding. Most standard insurance policies do not cover flooding, and that includes business and commercial policies. So should you spend extra to protect your business from flooding? Here are some things you should consider.
Continue Reading...